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Self-Invested Personal Pensions (SIPPs)

Self-invested personal pensions (SIPPs) are a type of personal pension. They are an individual contract between you and the pension provider. However, SIPPs offer much wider investment powers than are generally available for personal pensions and group personal pensions.

The wider investment powers can allow you to invest in a wide range of assets, including:


  • Quoted local and overseas stocks and shares
  • Unlisted shares
  • Collective investments (such as OEICs and unit trusts)
  • Investment trusts
  • Property and land (but not most residential property) insurance bonds.